TRICARE Plans

All current military spouses are entitiled to Free Medical Benefits through TRICARE. Most people agree that TRICARE is the most confusing benefit that is offered from the military.  As you can see, there are three different TRICARE plans and the table below will give you a short description of each and in the next few blogs I will further explain them.

Eligible Active Duty, Guard and Reserve Family Members:

	TRICARE Prime	TRICARE Extra	TRICARE Standard
Annual Deductible	None	$150/individual or $300/family for E-5 & above; $50/$100 for E-4 & below	$150/individual or $300/family for E-5 & above; $50/100 E-4 below
Annual Enrollment Fee	None	None	None
Civilian Outpatient Visit	No Cost	15% of negotiated fee	20% of allowed charges for covered service
Civilian Inpatient Admission	No Cost	Greater of $25 or $14.35/day	Greater of $25 or $14.35/day
Civilian Inpatient Behavioral Health	No Cost	Greater of $20 per day or $25 per admission	Greater of $20 per day or $25 per admission
Civilian Inpatient Skilled Nursing Facility Care	$0 per diem charge per admission	$11/day ($25 minimum) Charge per admission	$11/day ($25 minimum) Charge per admission
	No separate co-payment/cost-share for separately billed professional charges